Financial Literacy

Resources to help with personal finances and information about Money Smart Week.

Money Matters Events in Northern Colorado

Money Smart Week 2020

Watch this space for April 6-9, 2020 programming!

money smart week 2018




"Finances are the #1 reason that students withdraw from college and what gives them the most stress."

- Wartburg College Office of Financial Aid


Please note that these dates are different than the National Money Smart Week dates, because the national dates are too close to Finals Week.


Monday, April 2


Saving for Retirement: Get Started Now

12 p.m. - 12:50 p.m. | Steve Higgins & James Ulrick, Charles Schwab & Co.

This workshop helps individuals who are farther away from retirement (20s to late 40s) determine an effective plan for retirement.  Workshop topics include:  Understand why saving now is important, Three steps to saving for retirement, When priorities conflict, Take the next step.

Wills & Trusts 101

1 p.m. - 1:50 p.m. | Nancy Patton, Public Service Credit Union

It’s so important and it has nothing to do with your age or net worth. Join us for an overview of Estate Planning to help you understand the available options, term definitions, and common pitfalls to avoid. Estate Planning is for now and for later, it’s for your peace of mind and to make things easier for your family... and it’s way too important to ignore.

Please note: This class is not taught by an attorney and no legal advice will be given.

Hacked About ID Theft? 

2 p.m. - 2:50 p.m. | Nancy Patton, Public Service Credit Union

Has all the news about ID Theft got you pretty hacked off?  Join us to learn ways to minimize your risk of identity theft.  We’ll talk about data breaches, online safety practices, email scams, password tips, phone scams, and more.  Fight back by getting informed.

Tools for Staying on Budget

3 p.m. - 3:50 p.m. | Christine Pawliuk, CSU Libraries

Do you find it hard to actually stick to a budget? Keeping track of your spending can be tedious and overwhelming, but there are many electronic tools available that can help you accomplish your financial goals. We will discuss what types of tools are available, from personalized templates to budgeting apps, and how to decide which tools will work for you.

Tuesday, April 3

Home Buying 101/Refinancing Your Home

10 a.m. - 10:50 a.m. | First National Bank

Join us for the Home Buying Made Simple seminar to learn more about what is needed to qualify for a mortgage loan and understand the buying process in five easy steps.  Learn from and speak with lending professionals that can help give you the information you need to determine if refinancing your home is right for you!

Investment in Clothing: How Your Choices Impact Your Finances, the People Who Make Them, and the Environment

11 a.m. - 11:50 a.m. | Terry Yan, CSU Design & Merchandising

Fast fashion has satisfied many consumers’ clothing preferences from a financial perspective; however, it might not be a wise investment when the products can only last for a few washes and present many harmful environmental impact and social concerns. The session will educate consumers about fast fashion and its alternative of slow fashion and how to make more money smart and sustainable clothing choices.

Financial Aid--It's Not That Scary!

2 p.m. - 2:50 p.m. | Office of Financial Aid

Scholarships, applying for financial aid, billing, tuition, and learn how to read your bill.

How to Buy a Home

3 p.m. - 3:50 p.m. | Jim Evenson,  Realtor

The discussion on how to buy a home will be general, appropriate for all states in the US. Types of real estate, forms of ownership, whom to work with, financing, and negotiating will be covered as well as bigger picture issues such as rent versus buy and how it fits into your larger financial picture.

Wednesday, April 4

Keys to Home and Car Buying

10 a.m. - 10:50 a.m. | Nancy Patton, Public Service Credit Union

Are you thinking of purchasing a home or vehicle? Learn about your options and what lenders consider when approving loans. This presentation can help you understand the process, from checking your credit to being handed the keys! These are major investments and we want you to be well informed.

Saving and Budgeting/Understanding Your Credit Score

11 a.m. - 11:50 p.m. | First National Bank

Get helpful tips on creating a budget, setting savings goals, paying down debt, and making interest work for you.  Find out what’s contained in your credit report, how credit bureau information generates a score and the impact it may have on getting a loan. Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.

Building a Strong Investment Foundation

12 p.m. - 12:50 p.m. | Steve Higgins & James Ulrick, Charles Schwab & Co.

This workshop provides information basic terms and concepts to get investors started with diversification and asset allocation.  Workshop topics include:  Why investing is important, Build your investment vocabulary, How to put your plan together, Next steps you can take now.

‚ÄčTen Investing Essentials to Help Take Ownership of Your Financial Future

1 p.m. - 1:50 p.m. | Steve Higgins & James Ulrick, Charles Schwab & Co.

Using 10 investment principles, this workshop helps investors learn the basics to create an investment plan and put it into action.  Workshop Topics include:  Create an investment plan you are comfortable with, Put your investment plan into action, Keep your plan on the track you set out to take, Take next steps to get started.

Thursday, April 5

Preparing for Retirement in 40, 30, 20, 10 Years

10 a.m. - 10:50 a.m. | Laurel Kubin, County Extension

To feel financially secure in retirement requires planning and action from the beginning of your career throughout your work life. In this session, you will learn of steps to take in each decade prior to retiring. Build on the actions you are already taking to have a more enjoyable retirement in the future, whether that's 40, 30, 20, 10, or fewer years away.

Stock Market Savvy Part 1

11 a.m. - 11:50 a.m. | William Hutchinson, National Campaign Financial Literacy

The foundation of investment understanding, learn what types of investments are out there, and how to understand them. Ticker/Stock Symbols, Differences of Mutual Funds, ETF's, and Indexed, Benchmarks, and What is a Fiduciary.

Stock Market Savvy Part 2

12 p.m. - 12:50 p.m. | William Hutchinson, National Campaign Financial Literacy

Become a junior analyst! Just kidding, but learn some great tools to help you discover your possibilities and compare, research, and implement what you've learned. Investor Profile, Asset Allocation Models (Risk vs Reward) , Tax Treatment and Penalties, and Comparison Tools, Q&A.

Save and Spend Smarter: Practical Resources for Managing Money

1 p.m. - 1:50 p.m. | Naomi Lederer, CSU Libraries

Opinions about money are a dime a dozen, but where do you find trustworthy, practical advice from financial experts? At a library, of course! Learn how to quickly and successfully find helpful Web sites, books, and research about money using public resources at CSU and Poudre River Public Libraries.

Based on a national initiative from the Federal Reserve Bank of Chicago, Money Smart Week 2018 at Colorado State University is made possible through the generosity of our sponsors.

Official Sponsors

CSU Libraries

First National Bank Public Service Credit Union

Office of Financial Aid

24/7 Library Help

24/7 Library Help

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